Life Insurance

Employee:

Choose from a minimum of $10,000 to a maximum of $500,000 in $10,000 increments. (Not to exceed 8 times Annual Earnings when combined with your Basic Life coverage.)

Dependent Spouse:

Choose from a minimum of $5,000 to a maximum of $250,000 in $5,000 increments. (spouse coverage may not exceed 100% of the employee's coverage.)

Dependent Child(ren):

Birth to 6 months: $10,000
6 months through age 19: $10,000 (up to age 26 if a full-time student)

• Employee: $250,000

• Spouse: $30,000

• Child: All child amounts are guaranteed issue

• At age 65 the original benefit will be reduced to 65%.

• At age 70 the original benefit will be reduced to 50%

• Accelerated Death Benefit

• Conversion Privilege

• Portability

• Waiver of Premium

For a comprehensive list of exclusions and limitations, please refer to the Certificate of Insurance. The Certificate also provides all requirements necessary to be eligible for coverage and benefits.

This Plan Highlights is a brief description of the key features of the RSL insurance plan. The availability of the benefits and features described may vary by state. It is not a certificate of insurance or evidence of coverage. Insurance is provided under group policy form LRS‐6422, et al.

• Enrollment Form

• Beneficiary Form

• Claim form

• EOI